• 3 BUREAU MERGED REPORT – CONSISTS OF ALL THREE CREDIT BUREAU REPORTS (EQUIFAX, TRANSUION AND EXPERIAN) DE-DUPED AND MERGED INTO ONE EASY TO READ REPORT.

• RMCR – RESIDENTIAL MORTGAGE CREDIT REPORT. UPDATES ALL PUBLIC RECORDS, COLLECTIONS AND TRADELINES WITHIN 60 DAYS FOR ONE LOW PRICE.

• INFILE REPORTS – PULL A ONE-BUREAU REPORT FROM ANY OF THE 3 MAJOR REPOSITORIES (EQUIFAX, TRANSUION OR EXPERIAN)

• NON-TRADITIONAL CREDIT REPORT – UTILIZES NON-TRADITIONAL CREDIT SUCH AS PG&E, SBC ETC. TO CREATE A CREDIT FILE FOR YOUR BORROWER.

• FANNIE MAE – DESK TOP ORIGINATOR OR DESKTOP UNDERWRITING

• FREDDIE MAC – DOWNLOAD YOUR THREE BUREAU MERGED INTO OUR SYSTEM, SO YOU MAY UTILIZE THE CREDIT REPORT FOR OTHER PROSPECTIVE LENDERS.

• INDY MAC – EMITS PROGRAM

• BUSINESS CREDIT REPORTS – ALL INFORMATION FURNISHED BY EXPERIAN BUSINESS PROFILE. REPORTS PROCESSED WITHIN 24 HOURS.

• CANADIAN REPORTS – ALL INFORMATION OBTAINED THROUGH EQUIFAX CANADA. REPORTS PROCESSED WITHIN 24 HOURS.

• FLOOD CERTIFICATIONS – GEOTRAC. ACCURATE FLOOD ZONE DETERMINATION PROVIDED. NATIONAL FLOOD INSURANCE PROGRAM COMPLIANT.

• SUPPLEMENTAL REQUESTS - I.E. RENTAL VERFICIATIONS, V.O.M.S, UPDATED TRADELINE VERIFICATIONS ETC.

• DELETE/ADD SPOUSE – NO CHARGE IF ACCESSED THROUGH THE CUSTOMERS SITE. NO CUSTOMER SERVICE NEEDED.

• ON-LINE CUSTOMER SERVICE REQUESTS

• FRAUD DETECTION – TRANSUNION HAWK ALERT, EQUIFAX SAFESCAN AND EXPERIAN FACS+

• OFAC – VERIFY THE IDENTITY OF ANY PERSON SEEKING TO OPEN AN ACCOUNT AND TO DETERMINE IF THAT PERSON IS ON A LIST OF SUSPECTED OR KNOWN TERRORISTS. U.S. PATRIOT ACT.

• CREDIT DIRECT – EXPEDITED PROCESS TO CORRECT ERRONEOUS INFORMATION ON A BORROWERS FILE. (2 TO 3 DAY TURNAROUND TIME.)

• CREDIT ANALYZER AND WHAT IF SIMULATOR – ANALYZES THE BORROWERS CREDIT FILE TO SHOW HOW THEY MAY IMPROVE THEIR SCORE.

• ON-SITE TRAINING AND PRESENTATIONS-AVAILABLE TO ALL CUSTOMERS. LET US HELP YOUR LOAN OFFICERS BECOME CREDIT SMART!
  

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